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Saturday, Feb. 25, 2017
Choosing the best assisted living facility
Posted Thursday, February 23, at 10:44 AM
Dear Savvy Senior, What tips can you offer for choosing a quality assisted living facility for my mom? Her health and mental abilities have declined to the point that she can't live alone anymore but isn't ready for a nursing home either. Looking Around...

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The new MIND diet may help prevent Alzheimer's
Posted Thursday, June 9, at 2:14 PM

Dear Savvy Senior, I've heard that there's a new diet that can help prevent Alzheimer's disease. What can you tell me about this? My 80-year-old mother has Alzheimer's and I want to do everything I can to protect myself. Concerned Daughter Dear Concerned,...

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Simple steps to protect yourself from melanoma skin cancer
Posted Thursday, May 26, at 11:45 AM

Dear Savvy Senior, Does skin cancer run in families? My 63-year-old brother died of melanoma last year, and I'm wondering about my risks of getting this. What can you tell me? Younger Sibling Dear Sibling, While long-term sun exposure and sunburns are the biggest risk factors for melanoma--the deadliest form of skin cancer--having a sibling or parent with melanoma does indeed increase your risk of getting it two to three times...

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How to downsize your stuff for a move
Posted Thursday, April 28, at 1:56 PM

Dear Savvy Senior, Can you offer any helpful tips for downsizing? My husband and I are interested in moving to a condo downtown when we retire, but we need to get rid of a lot of our personal possessions before we can move. We've lived in the same house for almost 35 years and have accumulated tons of stuff...

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Booster shots recommended for seniors
Posted Friday, April 8, at 12:23 PM

Dear Savvy Senior, I just turned 65 and would like to find out what types of vaccinations are recommended to Medicare beneficiaries, and how they are covered. Health Conscious Dear Conscious, Most people think that vaccinations are just for kids, but adults, especially seniors who tend to have weaker immune systems, need their shots too. Here's a rundown of what vaccines the Centers for Disease Control and Prevention (CDC) recommend for seniors 65 and older, and how they're covered by Medicare...

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The consequences of dying without a will
Posted Thursday, March 24, at 4:09 PM

Dear Savvy Senior, What will happen to my money and possessions if I die without a will? Getting Old Dear Getting, If you die without a will, what happens to your assets will be determined by the state you reside in. Every state has intestacy laws in place that parcel out property and assets to a deceased person's closest relatives when there's no will or trust. But these laws vary from state-to-state...

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Make long-term care coverage more affordable
Posted Thursday, February 25, at 2:17 PM

Dear Savvy Senior, I have been thinking about getting a long-term care insurance policy, but have found the monthly premiums to be very expensive. How can I find cheaper coverage? Getting Old Dear Getting, Cost is usually the biggest factor that keeps most people from purchasing long-term care insurance -- only around 8 million Americans currently have a policy...

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Choosing a hospice care program
Posted Friday, February 12, at 1:08 PM

Dear Savvy Senior, Can you offer any information on hospice care, how to choose a good provider, and whether Medicare covers it? My grandmother has terminal cancer and wants to die at home, if possible. Grieving Granddaughter Dear Grieving, Hospice can be a wonderful option in the last months of life because it offers a variety of services, not only to those who are dying, but also to those left behind. Here's what you should know...

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How to calculate your retirement number
Posted Friday, February 5, at 2:29 PM

Dear Savvy Senior, Can you help me calculate about how much my wife and I need to save for retirement? We are both in out late-fifties and want to see where we stand. Looking Ahead Dear Looking, Calculating an approximate number of how much you'll need to save for a comfortable retirement is actually pretty easy, and doesn't take long to do. ...

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Could you have COPD?
Posted Friday, January 29, at 1:59 PM

Dear Savvy Senior, I have struggled with some shortness of breath for the past five years or so. I just thought I was getting older and out of shape, but a friend recently mentioned I may have COPD. What can you tell me about this? Breathless Bob Dear Bob,...

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How to Find Discounts for People with Disabilities
Posted Thursday, January 21, at 11:13 AM

How to Find Discounts for People with Disabilities Dear Savvy Senior, Are there any worthwhile discounts available to people with disabilities, and if so, how can I find them? My wife--who's 48--has Multiple Sclerosis that now requires her to use a wheelchair...

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Paying income tax on social security benefits
Posted Friday, January 8, at 1:18 PM

Dear Savvy Senior, Will I have to pay federal income taxes on my Social Security benefits when I retire? Approaching Retirement Dear Approaching, Whether or not you'll be required to pay federal income tax on your Social Security benefits will depend on your income and filing status. About 35 percent of Social Security recipients have total incomes high enough to trigger federal income tax on their benefits...

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How To Write Your Own Obituary
Posted Thursday, December 31, at 12:08 PM

Dear Savvy Senior, Can you provide any tips on how to write your own obituary? At age 80, I am in the process of pre-planning my funeral and would also like to take a crack at writing my own newspaper obit too. Still Alive Dear Alive, For many people, writing their own obituary can be a nice way to sum up their life, not to mention avoid any possible mistakes that sometimes occur when obituaries are hurriedly written at the time of death. ...

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How to make your kitchen safer and easier to use
Posted Friday, December 11, at 2:21 PM

Dear Savvy Senior, What tips can you recommend for making a kitchen senior-friendly? My wife, who loves to cook, has had several kitchen-related accidents over the past year, which is why we would like to modify to make it safer and more practical. Hungry Husband...

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How much you'll pay for medicare in 2016
Posted Thursday, December 3, at 3:08 PM

Dear Savvy Senior, I know there won't be a cost-of-living increase in Social Security benefits next year but what about Medicare? I've heard some beneficiaries will get hit with a big Part B monthly premium increase in 2016. What can you tell me, and who will this affect?...

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Required IRA and 401(k) Withdrawal Rules for Retirees
Posted Thursday, November 12, at 2:08 PM

Dear Savvy Senior, Can you give me the details on required IRA and 401(k) distributions? I turned 70 this year, and want to be clear on what I'm required to do, and when I'll have to do it. Planning Ahead Dear Planning, The old saying "you can't take it with you" is definitely true when it comes to Uncle Sam and your tax-deferred retirement accounts. Here's what you should know about required retirement account distributions along with some tips to help you avoid extra taxes and penalties...

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Social Security's Viagra benefit for kids
Posted Monday, October 26, at 9:48 AM

Dear Savvy Senior, I've been told that my children, who are 13 and 16 years old, may be eligible for Social Security when I file for my retirement benefits. What can you tell me about this? Older Dad Dear Older, It's true. If you're retired and are still raising young children, there's a little-known Social Security benefit dubbed the "Viagra benefit" that can put some extra money in your family coffers...

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How to Plan an Affordable Funeral
Posted Thursday, October 15, at 3:22 PM

Dear Savvy Senior, When my brother died last year, my sister and I had a regular funeral for him and got stuck with a $12,000 bill. Can you recommend some funeral cost cutting tips or cheaper alternatives? I don't want to stick my kids with a big funeral bill after I'm gone...

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How to find a better medicare prescription drug plan
Posted Thursday, October 8, at 3:46 PM

Dear Savvy Senior, I recently received a letter from my Medicare drug plan provider notifying me that they are increasing my co-pays next year. I'd like to look for a better plan but could use some guidance. What's the easiest way to do this? Need a Change...

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Specialized Services That Help Seniors Relocate
Posted Thursday, October 1, at 3:47 PM

Dear Savvy Senior, I need to find some help with selling my elderly mother's house--where she's lived for almost 50 years--and relocating her to an apartment or condo closer to where I live. Can you recommend any businesses or services that specialize in helping seniors relocate?...

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Jim Miller
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